Use Health Benefits and FSA & HSA Funds to Your Advantage
Hearing insurance, while only offered to about 15 percent of the workforce, can contribute significantly toward the cost of testing, products and treatment.
Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy. If Hunterdon Audiology Associates is a preferred provider with your insurance company, we will directly bill your insurance for payment.
Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed. Typically, if unused, these benefits will disappear at the end of the calendar year. Be sure to contact your insurer for more information about your specific polity. If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.
Hunterdon Audiology Associates is a participating provider with the following insurance companies:
- United HealthCare
- Horizon Blue Cross Blue Shield NJ
- Blue Cross / Blue Shield